My question involves an auto loan or repossession in the State of: Va
On 01/22/2008 I paid on my auto loan in one big payment that coverd me for 6 months for those six month I did not make a payment ,then again I made a payment asking the lady before hand that if I made a payment would it cover me for a year she said yes made the payment and got a receipt that says next payment due 07/28/09 .Did not make anymore payments .On 11/14/08 I got a delinquent notice saying that $32.00 was due .After calling them I was told that there rules have changed and you can now only pay 3 months ahead .I have this call recorded .She says after talking to her boss Jeff Thomson CEO that she can only give me until 01/28/09 to start paying again and that she was sending a something for me to sign ,I told her I could not and will not pay but send it for me to look at and after posting it online I will give here my answer .I will not pay .It makes me mad that a company would do this to a person .If they take my bmw then so be it I would like to sue .I'm charge a rate because If I can't pay they take a risk ,to pay ahead that risk is not as low ,how can a person ask for more when one pays in advance .I will do whatever it takes I keep all records not just on paper .The company is roanoke postal employee's FCU .
If they take my car so be it this is wrong .If I do sue I will give any comments I read that helps a payment when paid using paypal I'm not looking for money just to make people that do wrong pay .Do not tust any company record all phone calls with them as I do .
Please help.

