they can sue if they do not beleive the SoL has run though.


well, since some states have up to a 15 year SoL, not sure where the 7 years means anything in that situation.
Sure they can sue. Then you use the SOL as a defense. They can sue you even if you never owed them any money. I could even sue YOU right now. It does not mean they, or I, will win.


The 7 years means that IF the SOL has run, not only do you have an affirmative defense, but they cannot place the collection on your credit report.