My question involves collection proceedings in the State of: Georgia
I recieved a court summons for a car loan I defaulted on last year. I can't deny the debt but i argue the following:
1. They did not send me a notice of intent to dispose of my personal property as GA law requires.
2. The amount of the dept and and interest is in question. They previously asked for a different amount. And reported a lower amount on my credit report.
Can I use these arguments in court?
If they can't prove they sent me a notice, will i still have to pay?

