If your court judgment is owed to you by a debtor who works outside of the home, you may be able to intercept up to 25% of his wages to satisfy your judgment. This process, permitted in nearly every state, is called a wage garnishment. You can garnish if:
- the debtor receives a regular wage--he is not self employed
- the debtor's pay is above the poverty line
- other wage garnishments aren't already in effect, unless your wage garnishment is for child or spousal support, and
- the debtor does not quit the job, contest the garnishment, or file for bankruptcy.