My question involves bankruptcy in the state of: Florida
Can anybody tell me if any of the creditors actually show up? My creditors are B of A, Bank One and Chase....I was curious if they send someone...
My question involves bankruptcy in the state of: Florida
Can anybody tell me if any of the creditors actually show up? My creditors are B of A, Bank One and Chase....I was curious if they send someone...
Most likely not, good luck God Bless
Creditors *almost never* show up at the 341 meeting in a Chapter 7 bankruptcy.
More creditors *might* attend the 341 meeting in a Chapter 13 bankruptcy (to ask questions) if the court conducts the confirmation hearing immediately after the 341 meeting. Courts in some areas do. The confirmation hearing is when the court decides to approve or reject your repayment plan. If the confirmation hearing isn't held immediately after the 341 meeting, *most* creditors do not attend the 341 meeting.
You posted this in the Chapter 13 bk forum. Therefore, I posted the above information for you.
Thank you...its for a chapter 13 per my lawyer. I was curious because I heard from doing web searches that most of the time its less than 10 minutes long, and the BIG creditors "rarely" show up.
You're welcome. It's true they *rarely* do show unless possibly, as indicated previously, the confirmation hearing is held right after the 341 meeting - then there is more of a chance they *might.* It isn't always held then though - depends on the court. (where located)
I don't know when the confirmation hearing is held where you are - you would have to verify with your lawyer or the court.
Just one last question please :-) Do I also have to go to the confirmation hearing as well?
I am out of Tampa, and from what I have been told, the confirmation hearing is not the same day as the 341.