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  1. #1
    Join Date
    Aug 2008
    Posts
    19

    Default About the Creditors Meeting?

    My question involves bankruptcy in the state of: Florida

    Can anybody tell me if any of the creditors actually show up? My creditors are B of A, Bank One and Chase....I was curious if they send someone...

  2. #2
    Join Date
    Jan 2008
    Posts
    164

    Default Re: About the Creditors Meeting?

    Most likely not, good luck God Bless

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: About the Creditors Meeting?

    Creditors *almost never* show up at the 341 meeting in a Chapter 7 bankruptcy.

    More creditors *might* attend the 341 meeting in a Chapter 13 bankruptcy (to ask questions) if the court conducts the confirmation hearing immediately after the 341 meeting. Courts in some areas do. The confirmation hearing is when the court decides to approve or reject your repayment plan. If the confirmation hearing isn't held immediately after the 341 meeting, *most* creditors do not attend the 341 meeting.

    You posted this in the Chapter 13 bk forum. Therefore, I posted the above information for you.

  4. #4
    Join Date
    Aug 2008
    Posts
    19

    Default Re: About the Creditors Meeting?

    Thank you...its for a chapter 13 per my lawyer. I was curious because I heard from doing web searches that most of the time its less than 10 minutes long, and the BIG creditors "rarely" show up.

  5. #5
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: About the Creditors Meeting?

    You're welcome. It's true they *rarely* do show unless possibly, as indicated previously, the confirmation hearing is held right after the 341 meeting - then there is more of a chance they *might.* It isn't always held then though - depends on the court. (where located)

    I don't know when the confirmation hearing is held where you are - you would have to verify with your lawyer or the court.

  6. #6
    Join Date
    Aug 2008
    Posts
    19

    Default Re: About the Creditors Meeting?

    Just one last question please :-) Do I also have to go to the confirmation hearing as well?

    I am out of Tampa, and from what I have been told, the confirmation hearing is not the same day as the 341.

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