My question involves an auto loan or repossession in the State of: OH

My brother is still missing from a tragic accident overseas. His car loan is being automatically paid. When I called the bank, they told me that it's better to surrender the car back to them vs getting it repossessed (the bank said it's not possible that the account will run out of money. So the loan will stay current, and therefore, repossession will not happen). They also told me what will happen to the car and the loan but it would make me feel better if I heard a 'second opinion' on this. Will you please tell me what will happen to the car loan when I surrender the car? Is that the way to go to stop the bank from withdrawing money? It's money that my family can use to buy plain tickets to bury my brother when his remains are finally found.

FYI: my brother did not have a 'will'.

God bless...riceeyes