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  1. #1
    Join Date
    Oct 2008
    Posts
    3

    Default Bad Check

    My question involves bankruptcy in the state of: virginia
    i had a bad check during my bankrupcy 3 years ago and claimed it. now, the same law firm is pursueing me to pay this 50.00 check with the attorneys fee and has given me x amount of time to pay or i will be fined for this.should i go ahead and pay this and be done with it.The total is 200.00 or should i contact the bankrupcy attorney.I did not intentionally defraud the creditor.I overdrew and created a domino effect .

  2. #2
    Join Date
    Oct 2008
    Location
    Washington comma the Great State of.
    Posts
    1,211

    Default Re: Bad Check

    Quote Quoting deedlebug1
    View Post
    My question involves bankruptcy in the state of: virginia
    i had a bad check during my bankrupcy 3 years ago and claimed it. now, the same law firm is pursueing me to pay this 50.00 check with the attorneys fee and has given me x amount of time to pay or i will be fined for this.should i go ahead and pay this and be done with it.The total is 200.00 or should i contact the bankrupcy attorney.I did not intentionally defraud the creditor.I overdrew and created a domino effect .
    You wrote a bad check during your bankruptcy? Remember, bankruptcy works towards debts you already have; it isn't forward acting on future debts.

    Also, it might be helpful to know which type of bankruptcy you filed under.

  3. #3
    Join Date
    Oct 2008
    Posts
    3

    Default Re: Bad Check

    the check and the attorneys fee were filed under the chapter 7.this check was written before the filing of chapter 7. also,if you have had more than one filing in a lifetime and used up all your homestead exemption can you still go ahead with a new chapter 13. this is mostly for medical bills that i've incurred in the last 3 years since my chapter 7 was discharged in virignia

  4. #4
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Bad Check

    Ask your lawyer to confirm whether or not the obligation arising from the check was discharged.

  5. #5
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Bad Check

    You may file Chapter 13 and obtain a discharge, so long as you did not receive an earlier discharge in a 7, 11 or 12 in the last 4 years, or another chapter 13 in the last 2 years.

  6. #6
    Join Date
    Oct 2008
    Posts
    3

    Default Re: chapter 13

    if i file a chapter 13(it has been 3 years since chapter 7) is it possible i won't have any homestead deed left. I think there is a lifetime limit on this ,so what happens if you've already used it up?

  7. #7
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Bad Check

    As suggested by Mr. Knowitall, when you call your lawyer to confirm whether or not the obligation arising from the check was discharged in the bk, talk to him about the possibility of filing a chapter 13 in the future & any questions you might have. Note, you can't file a chapter 13 & get it discharged until 4 years passes from when you had the chapter 7 discharge.

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