My question involves bankruptcy in the state of: Wisconsin. I have done a ch.7, and it was discharged in June. We had 2 vehicles which one was to be surrendered, it was and is long gone. The other, I could not make payments on, lender would not take online payments or send statements as I was in Bankruptcy, they would not take any money unless by money order. So I said screw it, and Bankruptcy court said no reaffirmation. So we still had vehicle and got the lien release, vehicle is ours free and clear now, so we sell it to get a furnace as it was only way to heat house, its 28 degree right now and doing bankruotcy, no financing for a new one so this was only thing to do. Now lender calls and wants the vehicle, excuse me, I got lien release from you and sold it. What do I do??? My Bankruptcy included this vehicle and discharged debts. HELP PLEASE!!!

