My question involves collection proceedings in the State of: florida
hello
i've seen conflicting answers on this matter and was hoping that someone might be able to give me a definitive answer.
here's the scoop: september of 2002 we had a baby on relatively new insurance plan. plan says that you must add, in writing, any new people on the insurance. i didn't know this and just assumed (yes, i know the saying and it certainly applies!) that they would add her automatically since THEY PAID FOR HER FRIGGIN' DELIVERY! sorry about that. 3 months later, we find out the rule and start getting the bills.
so now its october of 2008 and i was wondering when exactly the statute of limitations for this type of thing starts? would it be when it went to collections or when the service was performed? this line on my credit report is from the pediatrician's office's (who i feel should have informed me after the first time our insurance was denied) collection dept.
thanks for the help!

) it says that the SOL in Florida for an Open Account is 4 years and a Written Contract 5 years. Medical bills are normally considered written contract, but it could be one or the other. so from the date that they turned the debt over as debt to their collection dept is the date that my clock starts ticking? i had read both ways (date of service or date it gets turned over to collections.) so i appreciate the clarification.