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  1. #1
    Join Date
    Oct 2008
    Posts
    1

    Default Paying Credit Cards Less Than Minimum Payment

    My question involves a consumer law issue in the State of: CA
    I owe a significant amount of credit card debt. Can making payments prior to the due date but less than the minimum amount hold off default and the sending of the debt to a collection agency?

  2. #2
    Join Date
    Dec 2007
    Location
    Ohio
    Posts
    2,006

    Default Re: Paying Credit Cards Less Than Minimum Payment

    That is an arrangment you'll have to make with the ccc.

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Paying Credit Cards Less Than Minimum Payment

    Agree that this is an agreement/arrangement you would have to reach with the credit card co. & if they would agree, get the agreement in writing. You can't just send less than the minimum amount due without expecting the credit card co. to possibly pursue further action unless first talking to the creditor.

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