My question involves an auto loan or repossession in the State of: MI
I am surrendering my vehicle in a chapter 7 bankruptcy. I was wondering, after my bankruptcy is discharged, and the bank comes and gets my vehicle, can I offer to "buy" the vehicle back??
Btw, Im not going to mention any names, but the bank rhymes with irrationaly shi**y. Ive voluntarily surrendered the vehicle to them and they refuse to come get it citing that they need a bk case number first. I wont be filing until 12-?-08, but have already retained a lawyer in august.
Im 50/50 on keeping the vehicle. Ive spent a lot of $$ in upkeep and repairs. But the current payment is too much. Right now there is 27/72 months left on the bank note.

