Okay, so here's the situation...My fiance has an outstanding debt to a collection agency in the amount of 22,000. Two days ago I signed for a letter at the post office which was a Summons and Order of Garnishment in Aid of Execution. It was dated the 21st but I did not sign for it until the 30th. Q: Since it says to respond by 10 days, does it matter that I did not get it until it was too late, especially being that it is a weekend, and New Year's no less? Another thing is that all of our bank accts are saying zero balance as of yesterday, even on our joint acct. This debt has nothing to me. I realize that since his name is on the acct, they can attach this acct, but is there any way I can get my money unfrozen since it is directly deposited. I got paid on the 30th and paid all of MY bills. Are those checks going to bouce if they are presented for payment after the account was frozen? One more question: If his creditor is going to garnish his wages anyway, why did they freeze our accounts and how long is my money unavailable to me? Sorry this is so long, but I just don't know what we are supposed to do.