I'm preparing my Chapter 7 paper work and pulled a merged credit report to make sure I don't miss anything. Navy Federal Credit Union is one of my creditora who I had a CC and consumer loan with...the credit reports lists both accounts as "closed" and "charged off" but I still get calls (from Navy federal, not collector) and letters trying to get money and recently even threatening a lawsuit.

Should I put NFCU and the relevant accounts on my filing even though they are listed as "charged off" or not?
Thanks!!!