My question involves an auto loan or repossession in the State of: North Carolina.
I received a summons from a collection agency acting as asignee for the original creditor. I believe I requested a copy of the account details and bill of sale from the original creditor and never received a response. The summons is listing only me as the defendant when it was a joint account. I know I need to request the bill of sale and account details in my answer. Do I also need to request copies of the collection agencies right to collect on this alleged debt? Validation that I have a legal binding contract with the collection agency? Any assistance would be much appreciated.
Thanks

