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  1. #1
    Join Date
    Dec 2005
    Posts
    9

    Default Points Issued For Accident With No Police Report

    Hit and Run,
    Highway Patrol would not take report over phone.
    CSAA says my fault, says they will issue point on driving record(doesn't the DMV, not insurance company issue points?)
    How can CSAA claim it's my fault without police report?
    How can CSAA issue point on my record?
    How can HWY Patrol not take report?

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Car Accident

    Insurance companies maintain their own point systems, which may not be exactly the same as those managed by the state.

    If the police wouldn't take a report over the phone, perhaps you should make a report in person.

  3. #3
    Join Date
    Dec 2005
    Posts
    9

    Default

    So, police will NOT take/make report, over the phone, or in person, period.

    Insurance company states: in letter to me that they find me not only "principally at fault," but 100% at fault, and this was a hit and run!

    The SR-1 form...which you only have to file if the damage amout is over $750.00 has a box that asks: "Damage over $750.00" with two boxes, one "yes" and one "no". If the damage is under $750.00, why would the SR-1 have a box to check that it is under $750.00, because then a person would not be filling out the form?

    PS: the state is not issuing point to my record, just the insurance company is.

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