Yes they do but the house purchase was 8 yrs post bankruptcy, so it's likely here that your mothers name and credit were used to help secure the mortgage. Bankruptcy only stays on your credit for 10 years max and depending on what your sister had discharged, it may have been removed after 7.My question is doesn’t banks or credit unions check to see a persons background and if there is a bankruptcy in the background does it effect their credit in any way?
The banks DONT do such a great job of screening good applicants...why do you think our economy and financial state is the way it is today?

