
Quoting
akb0925
My question involves collection proceedings in the State of: Mo
I have a default judgment against me for an old credit card which is fine and I am paying on it but my question is......................
When I 1st applied for the card and received it in the mail the card stated that I had to call to activate it before I would be able to use it. So I never get around to activating the card and eventually forget that I have to do so. I eventually made a payment online to Cingular using this card and apparently it went through w/o me ever activating it. I never used the card again as it would not allow me to since I did not call to activate. I actually did not even know I had a balance on my card because I assumed the payment never processed hence my new default judgment.
Has this happened to anyone?