His lawyer most likely advised him to stop making payments. Doesn't mean it was a good idea. He will very likely not be allowed to have anything discharged from the divorce. Meaning that if he owes you and you have a court order from the divorce to support it, that debt will not go away for him. Thats the good news.
Yep, you will. The bank doesn't care which one of you they get money from and they won't be allowed to collect from him.Will I be solely responsible once he discharges his obligation to the house?
You have a very good outlook on this bc your right. But the market is crazy and no one can tell you what can happen. Who knows, if you can't sell the house and you end up staying 5 yrs, you should/could have equity in it. If this ends up being the case, be sure that whatever you do, you get his name off the deed bc if you do sell the house and make a profit, he could very well be entitled to half the proceeds. The mortgage is a complete seperate thing from the deed.There is no equity in the home so it is not like I would benefit by taking all of the responsibility of the house and the proceeds...because there won't be any proceeds.
You should also contact the mortgage lender and ask them what you should do. Its best to have it on record that YOU are not filing ch 7.

