My question involves an auto loan or repossession in the State of: PA
Last year I went to refinace my 2006 Pacifica. I was told that I owed too much, but maybe they could do a trade in. I agreed. After I chose the vehice, we signed the papers and the deal was done. However, I thought I had traded in the Pacifica, but they actually just sold me the new car. Now I have two car payments. When I realized I ahd bought the new car, and didnt trade in the other, I was told if I gave back the new one, it would be considered a REPO. So I have been struggling over the last year trying to make payments on two cars. I'm usually a month late on the payments on the Pcifica and was told yesterday that they could REPO it anytime. Can they REPO it, evern though I am trying in good faith to make payments? What can I do to stop them from repossession?