My question involves collection proceedings in the State of: Florida
Are the debt settlement companies worth the fees?
Or can I make similar arrangements with credit card companies?
I would like to pursue working out new arrangements with the creditors but I cannot do this unless they ALL agree to what I think I can do. Or is this the advantage of turning it over to a debt settlement company.
The one I have checked into is Accredited Financial Services, LLC.
I owe about 40K with 8 creditors.