WOW, now that you've clairfied I realize just how screwed you really are! She actually has the potential to ruin your credit for the next 30 yrs so you are better off! That or you can put the house up and try and sell it. And the kicker is, as long as she's making payments they won't foreclose. You can try and force a sale in which you tell her you get it in someone elses name or you'll lose it in bkrptcy (if she makes payments, they won't foreclose and when the loan is paid off, it's still not hers).
You will still have to meet the means test, the information is on this site and it pretty much spells it out. Its at least worth a free consult to the bk attorney (be sure to take a copy of the divorce papers with you). Let us know how it works out.