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  1. #1
    Join Date
    May 2008
    Location
    Atlanta, Ga
    Posts
    6

    Unhappy Default Judgment After Service on a Parent

    My question involves judgment recovery in the State of: Alabama / Georgia

    A court case has been filed against me, they served my mother, but at the time me and my mother didn't speak often and I didn't have a phone. She lives in Alabama, and I used to be a resident there, but I'm a Georgia Resident now. We're talking now and I've found out a judgment has been made against me.

    The only difference is, I know the debt is mine, I just don't have the money. I'm a college student, but I'm over 25 and I haven't been their dependent for a years. I've just graduated undergrad (will be attending graduate) and I may get a good job and be able to pay the 4000 dollars. It's just that it's a 1000 dollar bill that they kept pounding fees on. I tried to pay it at first but then I just gave up when I saw I wasn't going anywhere.

    I've been thinking about filing bankruptcy because I've only been able to get mediocre jobs that barely pay for food, gas, ect and I have other bills this may happen to. I don't want to end up owing a bunch of money that I can't afford to pay for. I just don't want to ruin my credit for seven years.

    I'm going to use google to try and find out more, but I want to know if you have a suggestion. My mother was served in Alabama, she had no way to contact me, I'm a Georgia resident, and I have other bills this can happen to. Should I just bite the bullet and try for Bankruptcy?

    I know the SOL might apply in either state, but the judgment was already made in Alabama. . .

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Default Judgment After Service on a Parent

    I doubt that a bankruptcy lawyer would advise you to pursue bankruptcy over a debt that small. If you find one who does, run away.

    Nothing's wrong with holding a mediocre job for a while, so you can pay your bills. You can contact the judgment holder about settling the debt - they may be willing to settle for less than face value and/or take payments.

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Default Judgment After Service on a Parent

    Also see http://www.expertlaw.com/forums/showthread.php?t=53464
    from 7-08 - seems there are other bills/debts also

    It's according to how much total debt you have in relation to income/assets whether bankruptcy would be your best option but you can always talk to a bankruptcy attorney. Some attorneys will do an initial consultation for free. It's, of course, always best to pay your bills if there is anyway you can & avoid bankruptcy.

  4. #4
    Join Date
    May 2008
    Location
    Atlanta, Ga
    Posts
    6

    Default Re: Default Judgment After Service on a Parent

    Quote Quoting Betty3
    View Post
    Also see http://www.expertlaw.com/forums/showthread.php?t=53464
    from 7-08 - seems there are other bills/debts also
    yes, this is why I'm starting to to think about bankruptcy. There are other miscellaneous things out there and I'm so tired of this. I just recently graduated and I thought with a BA I might find a job, but no luck with this economy. So I've gone into grad school and hoping for the best.

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