I live in Georgia.
There are 2 tall 40 ft pine trees in my neighbor's back yard that are leaning dangerously toward my home. About 2 years ago, I had an arborist come and inspect those trees, his findings were that eventhough the trees are still alive but rotting, the roots are weakened since they sit about 5ft from the common lake that sits behind our backyards, and that these trees are an immediate danger to my home.
When we first moved to this subdivision, we had to cut down 2 trees in our backyard, since they were dead and dangerous. Our homes surround a small lake, which in turn makes those trees that sit close to the lake, more dangerous than the rest because of the erosion and weakend roots.
With the recommendation of our HOA, I wrote a letter, had it notorized; included a copy of the arborist's letter, asking my neighbor to remove those trees since they are very dangerously tilted towards our home, and also sway dangerously with only small winds. Not too long before my letter to this neighbor, another tree from another neighbor fell on his own home with only minor damages, which in turn made us look closely at the trees around our lake and find out about these trees.
It has been about 2 years since that letter, and I have not gotten even a phone response from them. I have 3 young children, and everytime there is wind, they run towards the windows to watch those trees sway, and say "Mommy, will the tree fall on us?"
I have called my home insurance company about this, called the city, with no solution. To my disbelief, my insurance told me basically to wait for it to fall, and then they will take care of it; What if, God forbbid, it kills one of my family members? Is their life replaceable?