My question involves bankruptcy in the state of: Minnesota
I'm in the middle of a divorce.
My wife does not work, I'm make roughly $40k/yr.
We have roughly $80k in equity in the home($50k is mine, non-marital, although both #'s keep falling with the housing market)
We have roughly $80k in credit card debt. No other debt other than mortgage.
Own 2 vehicles free & clear (1 is worth $11k, other $4k).
I was willing to take 1/2 the debt & try to pay it off, but, found out wife will file bankruptcy, & since I am joint on most of the debt, I will be stuck with all $80k.
Can I or we file chapter 7 & keep the home or can they make I or us sell it? Does that apply to the vehicles as well??
We do not have much of value in anything else.
The thought of filing bankruptcy makes me sick, but I think I would feel worse if was homeless, but debt free. Any insight would be greatly appreciated.

