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  1. #1
    Join Date
    Aug 2008
    Posts
    3

    Default Re: Educational Debt? Collections Scare?

    Quote Quoting aaron
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    Whether or not a statute of limitations might apply depends upon the nature of the debt. But that's peripheral to the question of whether or not it's your debt.

    When you asked your mother about this debt, and whether she would take care of it to get this collection agency off of your back, did she refuse?
    She nor I have the means to pay it. The collector said that ultimately it was my responsibility since my social is on file. Can a judge issue a garnishment without me knowing about it until my employer notifies me? The nature of the debt is "educational" but I never applied for a loan and it's not federally funded. It's been over 6 years since any activity was made to the balance of the loan. What other information do you need to determine the nature of the debt with regard to the SOL?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Educational Debt? Collections Scare?

    Instruct them to stop contacting you. If they sue you, raise as one of your defenses the fact that they have no contract with you.

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