She nor I have the means to pay it. The collector said that ultimately it was my responsibility since my social is on file. Can a judge issue a garnishment without me knowing about it until my employer notifies me? The nature of the debt is "educational" but I never applied for a loan and it's not federally funded. It's been over 6 years since any activity was made to the balance of the loan. What other information do you need to determine the nature of the debt with regard to the SOL?

