Results 1 to 4 of 4

Hybrid View

  1. #1
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Letter Disputing Collection Agency's Validation

    So basically, you disputed the debt and when they verified it they found out that you owed a greater amount?

    Why not just make a settlement offer at or beneath the amount you're now willing to stipulate as correct, and see if they bite?

  2. #2
    Join Date
    Jul 2008
    Location
    Nebraska
    Posts
    7

    Default Re: Letter Disputing Collection Agency's Validation

    Hi - They sent validation which showed the original amount of the debt at below $1000.00. They have subsequently added on about $500.00 of their own fees without explaining what it was in the letters they sent to me. So I am saying in the letter is that I accept the original balance portion of the debt as valid but not the fees they are tacking on.

    So at the bottom of my letter, I just said, please let me know if you are willing to accept the original amount of the debt.

  3. #3
    Join Date
    Jul 2008
    Posts
    853

    Default Re: Letter Disputing Collection Agency's Validation

    Since it is illegal for them to give you a total other than what you owe without telling you how the new balance was arrived at, I think that the letter is OK. Remember that if they want to play hardball, you already have a violation of the FDCPA.

    1. Sponsored Links
       

Similar Threads

  1. Debt Collectors: Recieved a Letter from a Collection Agency (No Clue Why)
    By jarno in forum Debts and Collections
    Replies: 3
    Last Post: 01-14-2010, 07:20 PM
  2. Debt Collectors: Validation of a Debt from Collection Agency
    By zoyka in forum Debts and Collections
    Replies: 1
    Last Post: 11-15-2009, 06:09 PM
  3. Collection Agency Sent Letter About Expired Judgement
    By Gixxer600 in forum Civil Procedure
    Replies: 1
    Last Post: 03-15-2009, 10:16 PM
  4. Debt Collectors: Date on Letter from Collection Agency
    By wanna_kno in forum Debts and Collections
    Replies: 1
    Last Post: 03-14-2009, 11:08 AM
  5. Debt Collectors: Help With Letter from Collection Agency
    By Gache in forum Debts and Collections
    Replies: 1
    Last Post: 04-23-2005, 03:33 PM
 
 
Sponsored Links

Legal Help, Information and Resources