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  1. #1
    Join Date
    Sep 2005
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    Default Re: Effect of Considering a Debt Collection Settlement on the Statute of Limitations

    Quote Quoting Mercutio100
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    A couple other points. Under the federal laws I mentioned above, you would actually be due up to $1000 per each violation.
    Most federal circuits limit you to one claim for statutory damages per action. (Not per violation.) I'm not sure that all circuits have yet ruled on the issue.
    Quote Quoting JessicaLevin27
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    Seriously? If it's past SOL are they not allowed to call anymore?
    You can instruct them not to contact you. Take a look at the sample letter here.

  2. #2
    Join Date
    Oct 2008
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    WA
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    79

    Default Re: Effect of Considering a Debt Collection Settlement on the Statute of Limitations

    Quote Quoting Mr. Knowitall
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    Most federal circuits limit you to one claim for statutory damages per action. (Not per violation.) I'm not sure that all circuits have yet ruled on the issue.
    For clarification, I was referring to the prospect of a finding that violations of the FDCA and FCRA were made in a single action. Thus, you could get $1000 per each violation of the separate Acts as a whole. (Not that you could get $1000 for individual elements of each Act). Separate from these potential awards, you could also potentially collect actual damages and attorneys fees.

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