Quote Quoting JessicaLevin27
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Seriously? If it's past SOL are they not allowed to call anymore?
Well, they can call, but they can't force you to pay the debt as it's not collectable. But they can call once to find out.

All you do is send them a letter delineating that you don't wish to be contacted about this debt again, referencing the FDCA and that for each additional call they place to you will be a $1,000 lawsuit you'll file in court.

If they do this enough, you'll have the money to pay back the debt, though you won't have to as the SOL will have lapsed.

Sending them a "don't call me" letter doesn't reset the SOL. It's merely you telling them that you're aware of your rights and aim to assert them. If they file this on your credit report after you've informed them the SOL has expired, you can sue them for another grand.

Also, if you contact the credit bureau and they don't take it off, you can sue them for a grand.

Read about it here: http://www.creditinfocenter.com/rebu...lidation.shtml