However; even though the SOL has elapsed, they can/might still sue you. You would then use the SOL as elapsed as your defense when going to court.
However; even though the SOL has elapsed, they can/might still sue you. You would then use the SOL as elapsed as your defense when going to court.
Most federal circuits limit you to one claim for statutory damages per action. (Not per violation.) I'm not sure that all circuits have yet ruled on the issue.
You can instruct them not to contact you. Take a look at the sample letter here.
For clarification, I was referring to the prospect of a finding that violations of the FDCA and FCRA were made in a single action. Thus, you could get $1000 per each violation of the separate Acts as a whole. (Not that you could get $1000 for individual elements of each Act). Separate from these potential awards, you could also potentially collect actual damages and attorneys fees.