My question involves bankruptcy in the state of: Louisiana.
I am thinking about a chapter 7 bankruptcy. Will my house be safe? I am 66 years old, my house is paid. I am living on $575.00 a month. Very tough. I don't have any other income or savings. I received a summons from a collection agency last week. $12,000. This account was charged off over 7 years ago. Can I file bankruptcy on them? What else can I do?
Thanks in advance.

