My question involves an auto loan or repossession in the State of: Texas.
I am thinking of having my auto repossed voluntarialy, I am just got way over my head and cant keep up with everything I have to pay. My question is: If I get the auto repoed and go through the whole ordeal, what can they leagally do to me. I dont have a problem paying back the debt that I owe, I just dont want anything drastic to happen. Can they garnish my wages, bank account, irs refunds. Also I own a home, it is homesteaded though. If they put a lien on my home can they force me to foreclose on it? Any help regarding this would be great. Thank you.

