My question involves insurance law for the state of: New Jersey
So, here's the story, my brother recently passed away. He signed a LIFE INSURANCE POLICY through his company, Merill Lynch, for the sum of $750,000. As it turns out, he left his money to my parents and half to a friend. My family is trying to challenge the policy, and we're looking for some advice on what kind of case we have here.
There are some other factors to consider as well:
My brother has a history with drugs
He was thought of by his doctor as being bi-polar (could we use this as a mental illness argument?)
There are several emails to family as well as friends proving just how bi-polar and often incoherent he was to prove his illness.
He left a journal behind the days leading up to his death that claimed to be his "last will and testament" claiming he wanted his parents to have all the money.
Is there a case here? Is there anything we can do? Any help would be so greatly appreciated.