Quote Quoting Millie
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I did indeed go back, and I drove around the accident site during the day time and night time. I also took several pictures of the unmarked intersection. There are absolutely no stop signs, warning signs, painted road lines, reflectors, lights or speed limit signs on the road I was driving on. Before the accident, I was driving slowly and deliberately looking for the intersection. I also noticied that the side-road (I was driving on) approaching the intersection does appear to continue straight through; appearing that there is no T-intersection. The driver can't see the intersection until he is on top of the corner. Although, you can see intersection better during the day time. I wonder if there might be some road design defect. If a driver is not familiar with the intersection/neighborhood, an accident can easily happen here - especially in the dark. Since this accident, I have noticed that the roads/neighborhood/town I typically drive are well marked with warning signs, reflectors, lights, etc. (even the side-roads are well marked). My town even has warning signs to tell the driver that a STOP sign is forthcoming! I reside in a state that boarders another state where my accident occurred. I now see that the road markings/warnings are extremely different between the two states. I have become used to/dependent on road warning signs to safely mark my way, and my neighbor state simply does not provide this valuable driving assistance.

Your pictures and video could be very valuable. Your insurance company may choose to argue that the accident was caused by a road defect if the intersection was not marked in any way. If they are successful in arguing this then the other party won't be able to collect from you. Might be worth making sure you have a video of what the intersection looks like from teh car's perspective when approached at night. Have a friend hold the camera!

I don't see any way you can collect from the other car, though, if they didn't break any laws.

In general, just because two cars crash doesn't mean that one or both cars is/are always "at fault". For example, an unexpected brake failure may cause the driver to crash, but if the car was maintained correctly then it will likely be held that there is no negligence on the part of the driver or owner. If the Judge agrees there there is no negligence, then there is no liability.