My question involves collection proceedings in the State of: Texas
I will be as concise as possible.
a)Oct 07: I break a rental apartment[Original creditor, OC] lease in conroe because of a new job in houston. They inform I had to pay the re-letting fees[$500] through their CA.
b)Jan 08: I get a letter from CA telling me to repay $500. I repay it. I called OC, and confirmed that they recevied the payment. So far so good.
c)Mar 08: CA sends me another repayment notice for $600. I ignore it. They report to all 3 CRA's. Immediately my credit score drops by 150 points from 670.
d)May 08: I find this out, call OC[apartment]. They said on phone that it might have been a mistake and I do not owe OC $600. I send a dispute letter to CA asking them to validate their claim, and delete the collections record from my credit file.
e)May 08: CA said their investigating was inconclusive, and submitted a move-out sheet that had my name, some line items relating to rent, apt name, and $600 as total.
It does not conclusively tell how I owed their client [OC], any money.
f)Jun 08: I sent dispute letter's to all three CRA's disputing the collections activity and asked for DELETION.
g)July 08: Transunion and Experian sent letters back to me stating that the collection's activity will remain on my file. The account is infact OPEN in Transunion's file!!! Equifax sent me a letter that said nothing.
Fact of the matter is, my credit file still has a record under COLLECTIONS and my credit score is still low, because of this.
Right from Step (c), I made sure all communication was in writing.
After so much time and effort, the collection activity still remains when it is not true.
I need some advice here. The only thing I can think of is write a letter to OC, asking them to send me something in writing that I do not owe them $600. But will they do that, what leverage do i have. Can someone provide legal advice here?? I am frustated, and am having so many problems because of low credit score.
Please advice.

