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  1. #1
    Join Date
    Jul 2008
    Posts
    7

    Default Credit Card Debt and the Seizure of a Home

    My question involves collection proceedings in the State of: California.

    Okay, I've heard it long said you can't have real property seized for a credit card debt, but also that courts can rule that a home can be sold off for payment of a debt after a judgement.

    So is it a case that ordering the house to be sold off is simply very rare, or is actively impossible for credit card debt? Note in this case the debt is on the part of my mother, in teh sum of 9K to one company and 6K to another. I'm not getting into the house title question in this thread, so my question is simply can it ever be sold, or is the worst that can happen a lien on the house that you'd have to settle before it was itself sold or refinanced.
    Needless to say, the answer to that question will detirmine a lot of questions I'm going to later ask the lawyer.
    Thanks!

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Credit Card Debt and the Seizure of a Home

    I've never heard of the courts ordering a home to be sold off to pay credit card judgments.

    Typically, what happens is after a judgment is awarded, a lien is placed on the home, and the creditors must be paid before the home can be sold, and that's the end of it.
    I'm not a lawyer, but I play a researcher on the internet!
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