My question involves collection proceedings in the State of: Mi.
I havent been able to pay my 3 credit cards since February due to 2 surgeries and no health insurance, and being out of work. My bank note for my vehicle is behind, my mortgage is 1 month behind, so on and so forth.
My BOA cards were sent to collections. Chase and Citi-STANK call me constantly. I hope they sue me so I can show that I have no equity in anything and barely an income!
Besides that, I was wondering this. My Dad buys a lot of my prescriptions for my heart problem(s) because I cannot afford them and cannot live without them. He keeps telling me to "put in on your credit card and Ill pay the bill" Well obviously I cannot because they are all now 60-90 delinq. I was wondering IF my Dad gave me $250 so I could get a "secured" credit card through the credit union, would this adversely affect me IF I ever filed Chap 7 or were sued by the creditors? I obviously do not want to do anything to put myself in any more jeopardy than I already am in!![]()

