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  1. #1
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Debt Collection Company Threatening to Re-Open Probate

    Can they force the house back into a probate sale?
    To the best of my knowledge, no, they cannot.

    It would be in your best interests to consult with an attorney at this point. Between this and your problem with BOFA, you have A Situation.

    Initial consultations are usually free.

  2. #2
    Join Date
    Jul 2008
    Posts
    7

    Default Re: Debt Collection Company Threatening to Re-Open Probate

    Yeah, I'm getting ready to do that-- I just want to do as much research as possible first, so to maximize productivity of our meeting. When I was teaching the thing I hated worst was a student who wasted half the session because he or she couldn't be bothered to be prepared, and I'm pretty certain lawyers share the dislike.

  3. #3
    Join Date
    Oct 2008
    Posts
    1

    Default Re: Debt Collection Company Threatening to Re-Open Probate

    Oh, I have had problems with Phillips & Cohen Associates, too!

    They called me about the debts of a dead relative and were very hostile and aggressive with me on the phone. They threatened to take "legal action" against me and the estate.

    I stopped talking to them on the phone after that. Whenever they called I would just hang up the phone immediately and not speak one word to them.

    Remember any information you give them over the phone, could be used against you, so it is best to never speak to them over the phone.

    Their primary method of getting paid is to call people on the phone and try to get them to voluntarily pay them. If everybody they called would just hang up the phone on them, they would go out of business. I would love to see them go out of business someday.

    It has been 9 months since that threat and they have done nothing about it. They huff and they bluff and try to scare people into paying them. They are all bark and no bite.

    And if they ever did sue me, I would file a countersuit against them for violating the Fair Debt Collection Practices Act, Telephone Harassment, and for suing someone who DID NOT CO-SIGN for the credit card debt, plus court costs and legal fees, and I think I would win. I sure won't roll over and play dead if they try to sue me. I will fight back in court.

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