My question involves collection proceedings in the State of: Florida
Over a year ago I opened two credit cards in my name using my social for my girfriend at the time (who had bad credit) to use. She maxed out both almost immediately but was making the minimum monthly payments. This continued until I left her, at which time she stopped making payments, leaving me with a total of about $3400 worth of debt. Both cards are in my name alone, making me legally responsible to the credit card companies to repay the debts, but do I have a civil lawsuit against my ex?
Additionally, she currently lives in California. If I filed a lawsuit here in Florida, would she be required to appear in court or would it be dismissed? Any help would be greatly appreciated.