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  1. #1

    Default Medical Bill That I Pay on Monthly and Collection Agency

    My question involves collection proceedings in the State of: PA

    I have a small hospital bill ($165.50), that I was paying a $15 a month payment to the hospital, but I missed a payment and they sent it to a collection agency. The collection agency (State Collectin Service), sent me a letter on May 30, 2008 saying that this account had been referred to their office for collection. I told them I was paying the hospital via the internet every month and that I had just made my payment, and since then I have made 2 payment to the collection agency. Anyhow, I now have the balance down to $78.50. I paid the collection agency $60 on 6-10-2008 and $27 on 6-26-08. I just called them to make another payment, and they told me that if I didn't have it paid off by 7-23-08, that they were going to report it on my credit report. She said she knows that I am paying on it, but they give a total of 60 days to pay them off or they report it. Can they do that? Or is there anything I can do besides pay the balance in full, which I don't have, in order to keep it off of my report? I have really cleaned up my credit report after a bad marriage/divorce, and I finally have a decent score and I don't want it ruined by this collection agency. Any help would be appreciated. Thank you in advance.

  2. #2
    Join Date
    Jul 2008
    Posts
    853

    Default Re: Medical Bill That I Pay on Monthly and Collection Agency

    Not only is it legal for them to do what they are doing, there is absolutely nothing to keep them from reporting it AFTER you pay it. If they report it as a paid collection after it is paid, it is still completely legal to report it.

  3. #3

    Default Re: Medical Bill That I Pay on Monthly and Collection Agency

    Thank you for your quick reply and information. I guess I was under the assumption that it got reported to the credit bureaus IF you didn't pay on the bill or just totally ignored it which I understand a lot of people do, but I am paying on it and I guess I better find a way to pay it in full before the next Tuesday. Thank you again.

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