Our landloard recently change hus new leases to require 1.000.000 in renters liability insurance. That is no problem but a bit excessive for the area rental units. We also might require to name him as "additional insured" on our policy. Apparently from what I have read most insurance agencies will not do this because it involves a conflict of interest between the renter and the apartment owner with them stuck squarley in the middle if anything happens. Do you know anything about this situation or have any thoughts on it? AK