My question involves bankruptcy in the state of: NJ
I am in the process of considering Chapter 7 bankruptcy. I was advised of this after meeting with a bankruptcy attorney and discussing my budget. I am currently upside down on my mortgage and have several credit cards already charged-off. He also mentioned home surrender and I thought my wife was going to faint. I am looking for some education on home surrender, mainly, where does a family of 4 with 3 pets go when it is time to move out? Would anyone be willing to rent to us or provide us with a mortgage on a smaller home? I pretty much understand everything else having to do with the Chapter 7, but this is really a sticking point.
Thanks in advance.
PaulyO

