My question involves collection proceedings in the State of: ny
I am a co-signer on a TERI student loan that is approaching default. The deadbeat I co signed for is over $1,000 in arrears and has not made a payment in over 250 days. I am likely going to have to start payments very soon.
1) Can I sue him for the entire student loan balance (over $10k) with the expectation he is not going to pay or can I only sue for the amount owed in arrears?
2) Also, as he has moved and gone underground (though responds to email) what are the limitations imposed on me if I act like a collection agent and try and track him down so he can be served. For example contacting his family, employers, former faculty, neighbors etc...
2)a. As long as I am respectful, don't harass, and tell the truth, can I tell people why I'm looking for this person?
Thanks in advance. This is a great web site!

