My question involves collection proceedings in the State of: California
Hello,
Today, someone came to our home to serve my wife. She was not home at the time and I told the person I am not __________ (such person). He said I only need to leave this (summons) here and I didn't accept it but he left it on the doorstep regardless and drove off.
The summons on behalf of Capital One, and is being done through a local lawyer. It doesn't indicate which account and the amount is more than what was owed back in 2004. I know my wife owes money to Capitol One and we do want to take care of this debt but I need some advise as to handle the summons or potential judgment. I am unemployed and my wife works part time. Questions:
A) Was my wife served properly to begin with, even though she was not there? Will this summons be valid? It states that the original was filed on June 16th at the court.
B) The amount being sued for ($4950) is more than what was owed. The credit report shows a charge off of $4026 but the account had less owed. Can this be questioned or disputed?
C) What course of action do we need to take at this point? What the best way to proceed?
Thanks for your help.

