My question involves collection proceedings in the State of Michigan. I am scheduled to go to court in a month for a summons I received on a $4800 debt from Citi Bank. I have already answered the summons stating I agree I owe the debt but disagree on the amount. In return, they sent me a stack of old statements showing what I owed.
1) Should I Get a Lawyer to handle this?
2) I can pay half the amount to settle the debt. How do I go about making that offer to settle so I dont have to go to court?
3) If I go to court by myself, what should I expect?
I am clueless on what to do here, any help would be greatly appreciated.

