My question involves collection proceedings in the State of: Ohio

Hello there, and thanks in advance for any information you are able to provide me. Hopefully this is in the correct forum, it seems so, if not my apologies in advance. Anyway, my question pertains to the original creditor. I have defaulted on a payday loan, but have every intention of paying it back, this Friday. But knowing these people the way I do, they will harass me at no end. I do NOT want them showing up at my workplace, but I am 100% possitive they will. Therefore, I am in the process of writing a Cease & Desist letter, and will also include a wage assignment revocation in that letter.

Now I know the FDCPA only applies to 3rd party collectors, but is there ANY law that applies to C & D with the original creditor? Or is it optional that the original creditor decides to either honor your request or not? Any advice would be very much appreciated. Thank you.