My question involves collection proceedings in the State of: Florida
My sister used my name and SS# to get a phone service with a local phone company. I found out when a collection agency started calling about an unpaid account. She was listed on the acct as authorized person and the phone was listed in the directory in her name. She has said she would pay this bill which she hasn't done. I need to get this clear from my credit as I am trying to get student loan. The account was opened 2002. Is there anyway I can clear this from my credit and get debt collector to stop calling me.

