My question involves collection proceedings in the State of: New York
Hello:
In 2003, after I had just turned 17, I signed documents from Sallie Mae to get a private student loan. My mother co-signed because I was a minor.
Unfortunately I have been unable to keep up with my payments and the debt is now in collections and I am being threatened with lawsuit.
My question is: Since I was well under 18 at the time I signed the contract is the contract enforceable?
Thanks in advance for an answer!

