My question involves collection proceedings in the State of: wv
My student loans (fed backed) went into default. I need to start paying on them and I was contacted by dcs Inc. There was a really helpful woman who stated after I gave her my income info that I could refinance under them and pay $102 per month and it would clear up the bad credit. All my past bad loans in default would be marked "paid" and a new single loan from them would show. She said that if I paid on time every month the loan would no longer be in default.
My question is has anyone else delt with DCS? Did you run into problems or did this actually help get you get your credit back? I know I have to pay these loans and have wanted to for a while.
I had tried contacting the company that had the loans that I consolidated a while back but they said I had to deal with these people cause it was already in default. They are a collection agency.

