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  1. #1
    Join Date
    May 2008
    Posts
    1

    Default Being Sued, Debt Is On 1 Credit Report But Not Another

    My question involves collection proceedings in the State of: Tennesee.

    I am beinig sued for a credit card debt, In july this was showing on my equifax report, but my most recent report from equifax is not showing this debt listed anymore, however it is still showing on my experian report. I reported a lot of stuff on my credit as fraud and most of my debts dropped off the report. the SOL is not up, so can I beat this since it is not showing on my credit report if I bring that most recent copy of my credit report to court?

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Being Sued, Debt Is On 1 Credit Report But Not Another

    the SOL is not up, so can I beat this since it is not showing on my credit report if I bring that most recent copy of my credit report to court?
    That depends.

    Is the debt yours? Yes? Then no, bringing your credit report will do nothing except provoke laughter from the judge.

    As for the items you reported as fraud, if they were not truly fraudulent and you actually incurred the debts, you've opened yourself up for further prosecution.

  3. #3
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Being Sued, Debt Is On 1 Credit Report But Not Another

    Your credit report is not evidence of the validity or invalidity of a debt.

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