My question involves bankruptcy in the state of: Florida

I have a house in Hawaii that is facing foreclosure. I am now living in Florida. There is no sale date set on the property, as the loan is on hold with the bank for another 30 days.

I plan on filing for Chp 7 bankruptcy. I wanted to know what accounts I can include in the Chp 7???

> An overdrawn checking account - over $600
> Past due bills from the cable company as well as telephone company in the amount of $400+each.
> Property taxes in escrow? Anything balance in escrow?
> Unpaid income taxes (which I have not filed yet) for 2007 and 2006?
> The foreclosure on my home has racked in nearly $55k in fees and whatever, I am sure that's allowable and would be absolved?

Can I expect to include all these accounts in filing for Chapter 7 or should I expect to have to pay for them, like an overdrawn checking account???

Thanks for any advice.